1301 Beville Rd., Suite 1 • South Daytona, FL 32119 • Phone: (386) 788-5211 • Fax: (386) 756-1781
Daytona Beach Mortgages, Volusia County Mortgages

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Gulfstream...Your Mortgage Source provides Daytona Beach Mortgages, Volusia County Mortgages, Ormond Beach Mortgages, New Smyrna Mortgages, Port Orange Mortgages, South Daytona Mortgages, Daytona Beach Shores Mortgages, Ponce Inlet Mortgages, Ormond Beach Mortgages, Florida Mortgages with highly competitive mortgage interest rates and terms for home loans, commercial loans, refinancing, equity and loans with prompt, professional, and courteous service.

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Daytona Beach Mortgages, Volusia County Mortgages Daytona Beach Home Loans, Volusia County Mortgages Daytona Beach Mortgages, Volusia County Mortgages
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Harry Spearman, CMC   Arva Sue Ferguson
Dan Spearman   Libby Smith
Gene Garrard    

Harry Spearman, CMC
harryspearman@gogulfstream.com
NMLS#: 230873

Harry C. Spearman started his financial career in 1968 after serving two years in the United States Army. His initial specialty was in automobile and mobile home financing. In 1976, Spearman realized his experience had prepared him for his life’s work, the mortgage business. He obtained his mortgage brokers license in1976 and started Gulfstream… Your Mortgage Source in 1979. He celebrates many years as a licensed mortgage originator helping people purchase homes, making money available for home improvements and restructuring debt, or for purchasing business property as well as business expansion. Spearman recently said, “Helping people’s dreams come true and helping to solve their problems is a neat way to make a living!” As president of Gulfstream… Your Mortgage Source, Harry Spearman is pleased with his service to the mortgage industry. However, he is more proud of his family.

His wife, Mary Spearman has served on the executive committee of the Florida Association of Mortgage Brokers for 6 years. His sons, Daniel and Jay have been a true blessing. Their involvement in sports has afforded Harry opportunities to coach Little League Baseball and serve as President of the Seabreeze High School Football Booster Club. Daniel is a member of the team at Gulfstream… Your Mortgage Source.

As the leader of Gulfstream… Your Mortgage Source, Spearman strives to keep the company at the forefront of technology while remembering that the mortgage business is people dealing with people. “Gulfstream will continue being a success only if we treat mortgage customers the way we would like to be treated.”

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Dan Spearman
danspearman@gogulfstream.com
NMLS#: 230871

Dan Spearman, the son of Gulfstream's owner Harry, is a native Floridian. He was born in Jacksonville and raised in the Daytona Beach area having moved here when he was eighteen months old. Dan attended Tomoka Elementary School, Ormond Beach Middle School, and Seabreeze High School. While attending Seabreeze, Dan played football and baseball, he wrestled and participated in weightlifting, track and field, and the Future Farmers of America. He graduated with honors in 1999. After graduation, Dan attended Abraham Baldwin Agricultural College in Tifton, GA. He worked for the State of Florida Park Service. Later, he traveled the NASCAR circuit with Americrown Service Corporation, a subsidiary of International Speedway Corporation. Dan obtained his mortgage broker license in March 2002 and was named Broker of the Month within his first year of employment. Dan is anxious to help his customers obtain the "American Dream" of owning a home! Daniel is active in the Florida Association of Mortgage Professionals and served as the Volusia Chapters Vice President in 2004.

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Gene Garrard
genegarrard@gogulfstream.com
NMLS#: 248602

Gene Garrard is a graduate of Seabreeze High School, Daytona Beach, Florida. He graduated from Florida State University with a Business Marketing degree and currently resides in Daytona.

Gene has an extensive sales background. He is a licensed Mortgage Originator, an active REALTOR®, and a licensed life and health insurance agent. Gene has been a top producer at Gulfstream for several years.

He is very active in the community and takes great pride in helping his customers with their mortgage financing needs. Gene is available to his customers for evening and weekend appointments, if needed. He treats his customers the way he would want to be treated.

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Arva Sue FergusonArva Sue Ferguson
arvasueferguson@gogulfstream.com
NMLS#: 961974

Arva Sue Ferguson is from Salt Lake City, Utah. She moved to Florida in 1990. Arva has been in the mortgage lending business since 1992. Arva gained valuable experience in all phases of mortgage lending while employed by a major national lender. Arva obtained her mortgage broker license in 2001 and joined the team at Gulfstream...Your Mortgage Source. She offers many options and a variety of lenders to meet her customer's needs. Arva brings to Gulfstream the enthusiasm, knowledge and passion needed to provide services to her mortgage customers.

Arva has been married to Ben for 32 years. She has a son, Justin, who attended Daytona Beach Community College, who is now married with a daughter. She also has a daughter, Sara, who graduated with Honors at Mainland High School in May 2006 and graduated from Full Sail University with a Master's Degree in Business Entertainment in 2011 and now resides in North Carolina and is employed with Red Hat Enterprise Linux.

Arva enjoys spending time with her family, going to the beach and strives to ensure happiness and success in the lives of her family and friends.

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Libby SmithLibby Smith
libbysmith@gogulfstream.com
NMLS#: 230880

Libby Smith attended Northeast Louisiana University as a Math Major and started her lending career in 1979 in her hometown of Monroe, Louisiana, transferring to Baltimore, MD with a major national lender. She was advanced to Florida in 1996 where she managed, originated, and processed for various companies, eventually joining Gulfstream your mortgage source as an Originator and Processor in 2008.

Libby has a combined equivalent of 34 years in the industry. She has extensive experience originating in both the retail and wholesale Mortgage Lending fields, and maintains her Real Estate License. Libby is a highly dedicated and resourceful business professional with a passion for her work and experience in overall design of Mortgage loan programs that successfully link quality products and customers together. Libby has been a member of the Florida Association of Mortgage Professionals since 1998.

Libby lives in Ponce Inlet, FL, loves going to the beach, getting together with friends and family, and playing with her two furkids, Tabby and Gumbo!

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Daytona Beach Mortgages, Volusia County Mortgages

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NMLS #: 225826
1301 Beville Rd., Suite 1
South Daytona, FL 32119

Phone: 386.788.5211
Fax: 386.756-1781
harryspearman@gogulfstream.com

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